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and promise that we will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason
you contacted us.
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Testimonial:
Michelle- Lender: GMAC
Current Primary Property
1st Mortgage payment $3,500.33, Interest Only, Interest Rate 8.375% adjustable
Approval
1st Mortgage Payment $2670.20, Principal, Interest, Taxes & Ins.,
Interest Rate 4.5% fixed, Balance Reduction $198,000
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Welcome! Here at National HomeSaversPro (NHSP) we operate with integrity. There are no up-front fees or hidden costs. We only charge one month's current mortgage payment, and the fee isn't due until your loan modification is approved by your lender. That means if we can't get you approved, then you don't pay.
We've helped thousands of homeowners avoid foreclosure and we may be able to help you too! Fill out our short Residential Contact Form below to connect with a foreclosure prevention counselor, who can help you out of your mortgage nightmare. We can connect you with specialists that can help you modify your loan. We provide homeowners facing financial hardship a step by step process to get their finances back on track so they can stay in their home.
Let our professional loan negotiators get your loan modified by reducing your interest rates and/or the principal, as well as renegotiating the loan terms. Unlike with other Loan Modification companies, it doesn't cost you ANYTHING to start the process, and you pay ONLY if we succeed in getting your loan modified. Your fee will be equivalent to one month's current payment, and you don't pay until after we get the bank to agree to modify the terms of your loan to your benefit!
Keep in mind that most banks have changed their guidelines, and you no longer have to be in default, or behind in your payments, to initiate a loan modification! So if your loan adjusted recently, or if you know your loan terms will be adjusting soon - go ahead and apply for a loan modification below. You have nothing to lose, since there are no up-front fees and if we can't get your loan modified - you don't pay anything. Ever!
Your Options
Most lenders will consider one of the following options to quickly bring a loan current, out of foreclosure and the homeowners out of a hardship. Our list of services includes but is not limited to:
- Loan Modification
- Re-Payment Plan Modification
- Forbearance Modification
- Short Refinance Modification
- Property Tax Modification
We assist homeowners in modifying their mortgage through a process with both the homeowners’ needs and the guidelines of each investor in mind. NHSP will prepare the homeowners in developing a financial analysis that follows the investor guidelines, as well as allow them to continue living in or renting out their property(s). NHSP handles the process for the client, while keeping them informed every step of the way.
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Testimonial:
Virginia & Julieta - Lender: 1st Carrington Mortgage 2nd CityFinancial
Current Primary Residence
1st Mortgage payment $2,050.98, Principal & Interest, Interest Rate 8.625% adjustable
2nd Mortgage payment $516.00, Principal & Interest, Interest Rate 8.85% adjustable
Approval
1st Mortgage payment $1,606.58, Principal & Interest, Interest Rate 5.75% fixed
2nd Mortgage payment $367.30, Principal & Interest, Interest Rate 5.00% fixed
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Why NHSP
National Home Savers Pro does not charge until the service has been rendered. A 1 months current mortgage payment is due once an agreement has been reached and the homeowners are ready to sign. Unlike Lawyers and other Foreclosure Consultants who charge up front fees, NHSP cares about state statutes and the simple fact that we are here to help, not break the homeowners even more. If we can not get the job done, we do not charge.
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Testimonial:
David - Lender: Chase Bank
Current Investment Property 7 Months Delinquent
1st Mortgage payment $1,925.00, Interest Only, Interest Rate 6.875% adjustable
Approval
1st Mortgage Payment $1,738.57, Principal & Interest, Interest Rate 5.00% fixed
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What To Expect
We have a six-stage process that is currently taking up to 60 BUSINESS days to get Approved. Denials usually happen much sooner.
The Stages are as follows:
1) Application Stage
2) Authorization Stage
3) Negotiation Stage
4) Approval/Denial Stage
5) Docs Stage
6) Closed Stage
Retrieve copies of past tax returns and W2s previously filed with IRS The entire process can take up to 90 CALENDAR days to complete, so please be patient during this time. There may be times when you don't hear from us. That just means that we're still waiting on the Lender to respond at that specific stage.
Once you submit the initial forms and the subsequent necessary documents, you will receive a call from a NHSP Opener to confirm receipt of those documents. To get your file moving forward as quickly as possible make sure to include ALL PAGES for each item.
Then you will be assigned to a NHSP processor to work with you and walk you through the remaining stages of the process.
We will keep you updated at each stage using emails and phone calls.
NO UPFRONT FEE LOAN MODIFICATION
Fill Out The Form Below and Find Out If You Qualify!
We hate spammers
and promise that we will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason
you contacted us.
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